CLM-2026-003847
INPATIENT
RED · HIGH RISK
Chan Wei Ming · City Medical Centre · HK$84,200 · J18.9 Pneumonia
Ensemble Risk Assessment
— All models applied to this claim
87
/ 100
RED
AI-Synthesised Risk Summary
Model-by-Model Results
5 models · 3 RED · 1 AMBER · 1 GREEN
ModelTypeScoreRAGKey DriversAction
Explainability & Auditability
— The factors that drove the AI decision, in plain language
Key Drivers — Why This Claim Is Flagged
Positive bars push risk score higher; negative bars push it lower.
Decision Audit Trail AUDIT-READY
Model Performance
— Live production metrics · FraudNet-Inpatient v3.2
Precision
91.4%
↑ +1.2% MoM
Recall
88.7%
↑ +0.8% MoM
FP Rate
4.2%
↓ −0.5% MoM
STP Rate
73.1%
Auto-approved
Model Drift (PSI)
0.041
⚠ Watch
Precision / Recall Trend
Model Drift Monitor (PSI)
0.041 — WATCH
ICD / Procedure-level Risk Drivers
Drill-down from ensemble score
Peer Benchmark Comparison
Model Lifecycle & Governance
— New model activation · drift management · backtest
New Model Activation — FraudNet-Inpatient v3.3
Complete governance steps to promote to production
Each step requires sign-off from the Model Risk Officer before proceeding.
Existing Model Drift Monitoring
Historical Back Test
Compare before/after parameter update on historical claim data
NOT RUN
Back testing uses anonymised historical data — no live claims affected.
Running back test...
0%
Scanning claims...
0 / 18,432
Back Test Complete
— Last 6 Months · 18,432 inpatient claims
Claims Scanned
18,432
Inpatient only
Flagged (Before)
1,284
6.97% hit rate
Flagged (After)
1,041
5.65% hit rate
FP Reduction
−18.9%
Fewer false flags
Monthly Flag Distribution — Before vs After
Before
After
Model update ready to promote
Back test shows −18.9% false positive reduction with recall maintained at 88.7%. Estimated HK$3.1M in recoverable claims identified. Recommend advancing to Governance Review.